People at a similar address showing on my credit file?

PinkMish

Hi,

I recently signed up for a months trial with a company to see my credit file.

It all seems to be up to date but in the Electoral register section my neighbours are listed

We live in 5 roadname road and they live in 5A roadname road,

Why are they showing on my credit report, should I apply to have them removed, if so what is the easiest way to do this?

Tixy

The error could be by the credit reference agency or could be with the council.

I would first speak to the council to explain the problem and see if their records are correct and have the 2 properties listed separately, and if so that the neighbours names are not listed as being at your address.

If it is correct at the council I would then contact the credit reference agency and explain the error and ask them to correct your file.

GingerBob_3

Tixy wrote: »

The error could be by the credit reference agency or could be with the council.

I would first speak to the council to explain the problem and see if their records are correct and have the 2 properties listed separately, and if so that the neighbours names are not listed as being at your address.

If it is correct at the council I would then contact the credit reference agency and explain the error and ask them to correct your file.

Minor terminology (forgive the pedantry); it should read "their file on you"

PinkMish

Tixy wrote: »

The error could be by the credit reference agency or could be with the council.

I would first speak to the council to explain the problem and see if their records are correct and have the 2 properties listed separately, and if so that the neighbours names are not listed as being at your address.

If it is correct at the council I would then contact the credit reference agency and explain the error and ask them to correct your file.

Thanks I am in Northern Ireland and the Land and Property service have them listed as two separate Properties

It looks like a should contact the credit reference agency,

Thanks

Tixy

Not just if they are listed as 2 individual properties, but also whether the e/r is correct at the council.

If you do just contact the credit ref agency then I would check that the error isn't repeated with the other 2 agencies.