Sentinel Card Protection with Lloyds Current Account

Hammy79

Hi,


I've had Sentinel Card protection with my Lloyds Silver Account for years (£9 a month including basic breakdown & mobile insurance) but have never really understood its purpose/ benefits.
If my cards were lost stolen and I didn't have this protection, would my bank not assist me in cancelling/ re-issuing the cards & cover me for fraudulent use anyway?


I'm attempting to spring clean my finances and am looking to switch to a better account but am not sure if this benefit is worth sticking with or ditching. Thanks.

Archi_Bald

Long thread over on the CC board: https://forums.moneysavingexpert.com/discussion/132861

dr_adidas01

Hammy79 wrote: »

Hi,


I've had Sentinel Card protection with my Lloyds Silver Account for years (£9 a month including basic breakdown & mobile insurance) but have never really understood its purpose/ benefits.
If my cards were lost stolen and I didn't have this protection, would my bank not assist me in cancelling/ re-issuing the cards & cover me for fraudulent use anyway?


I'm attempting to spring clean my finances and am looking to switch to a better account but am not sure if this benefit is worth sticking with or ditching. Thanks.

Will you use any of its features?

Sentinel® Card Protection features

• A dedicated team on your side if your cards go missing.
• Cancel and order replacement cards with just one call.
• Interest free cash advance it you’re stranded with no way to pay (subject to approval).
• Up to £200 to replace your missing cash.
• Up to £200 to replace the bag or wallet your cards were in.

If not then it maybe worth ditching.