last satisfied default now gone, which card for balance transfers?

s1h

On the 10th of July my last satisfied default is now at 6yrs since the date it was settled this means I now have no defaults listed. I think things have improved as I applied for a current account with Intelligent finance and was accepted with a debit card and £100 cheque card.

My question is this, I have about £2500 on credit cards, bad credit cards like capital one, vanquis and aqua and barclaycard initial.

I am slowly paying these off but I am now thinking I could be in the position to apply for a card with a low rate for Balance transfers and transfer maybe some of the cards over to it.

Bearing in mind my situation who would be the best to apply to? I earn 20k and have a clean record now apart from some missed payments on credit cards over 2 years ago but these werent defaults just the odd missed one here and there.

Thanks in advance.

Bisoy

I think if you said that you just recently accepted for a current account with IF I think you'll have a good chance of getting a credit card with them.

Why not try to give them a ring or visit their branch. Good luck.

s1h

they dont have a branch internet only. Maybe ill wait to get the current acc details through then contact them.

s1h

actually 2nd thoughts there credit card is 8.9% on everyone yes better rate than i have on my others but not 0%

s1h

how about egg? or halifax? what are there criteria like

s1h

Still looking for some help with this guys.

funschine

www.moneysupermarket.com have a feature that ask you a few questions about your credit history and than suggest a card they think will accept you.:T