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Quickquid changing default date.
NS8685
Posts: 13 Forumite
Hello all
If anybody is able to offer any advice on this I would really appreciate it. In March of this year I defaulted on a Quickquid loan, and the date in March showed on my credit file. However, I went on to pay off the debt in full at the beginning of July and Quickquid have gone on to change the default date of this particular loan to the date in July! Can they do this?
I would be very grateful for any advice.
If anybody is able to offer any advice on this I would really appreciate it. In March of this year I defaulted on a Quickquid loan, and the date in March showed on my credit file. However, I went on to pay off the debt in full at the beginning of July and Quickquid have gone on to change the default date of this particular loan to the date in July! Can they do this?
I would be very grateful for any advice.
0
Comments
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No they are not allowed to do that.
I would write to them to complain and state that you require them to correct it to the original date.
You could refer to the principles for reporting to CRAs here - http://www.scoronline.co.uk/files/scor/high_level_prinicples_document_final.pdf
They are in breach of 1 Data that is reported on your credit file must be fair, accurate, consistent, complete and up to date
and also section 4A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
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