We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

£0 Balance Transfer

rwm1
rwm1 Posts: 5 Forumite
in Credit cards
Hi all,

I am looking to switch credit cards shortly but does anyone know of the best card to switch to with £0 balance transfer?

Thanks in advance!
«1

Comments

  • Fruit_and_Nut_Case
    Fruit_and_Nut_Case Posts: 4,617 Forumite
    Mortgage-free Glee!
    rwm1 wrote: »
    Hi all,

    I am looking to switch credit cards shortly but does anyone know of the best card to switch to with £0 balance transfer?

    Thanks in advance!
    What is the relevance of transferring a balance of zero?
    Are you for real? - Glass Half Empty??
    :coffee:
  • pcman1985
    pcman1985 Posts: 181 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    0% balance transfer?
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    £0 BT fee? LOL
  • eskbanker
    eskbanker Posts: 40,236 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    http://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards
  • rwm1
    rwm1 Posts: 5 Forumite
    Sorry, what I was meant to say was a 0% balance transfer. Obviously I have money in the current account that I want to transfer.
  • thebritishbloke
    thebritishbloke Posts: 1,472 Forumite
    rwm1 wrote: »
    Sorry, what I was meant to say was a 0% balance transfer. Obviously I have money in the current account that I want to transfer.

    Wait, you want to transfer money from your current account or to your current account? If that's the case, you'll need a Super Balance Transfer which is currently only offered by MBNA and Virgin.
    Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.

    ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.
  • Fruit_and_Nut_Case
    Fruit_and_Nut_Case Posts: 4,617 Forumite
    Mortgage-free Glee!
    By "best" do you mean the one with the longest interest-free period or the one with the lowest fee? Or do you have something else in mind?
    Are you for real? - Glass Half Empty??
    :coffee:
  • Fruit_and_Nut_Case
    Fruit_and_Nut_Case Posts: 4,617 Forumite
    Mortgage-free Glee!
    thebritishbloke wrote: »
    Wait, you want to transfer money from your current account or to your current account? If that's the case, you'll need a Super Balance Transfer which is currently only offered by MBNA and Virgin.
    I wondered about that and then decided that the OP probably meant the credit card account that (s)he currently has.
    Are you for real? - Glass Half Empty??
    :coffee:
  • rwm1
    rwm1 Posts: 5 Forumite
    No, so I have a balance on my current credit card but the interest free period is nearly up, so I am looking to move this balance to a new credit card which has a 0% balance transfer.
  • CBU2004
    CBU2004 Posts: 121 Forumite
    My ASDA card was 0% for 12 months, or something like that.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture