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Debt free in 23 (months)
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Wow that is an amazing saving on your daughters christmas present.
Sorry to hear your motivation is slightly lacking at the moment. It can be hard to keep the momentum going especially when RL gets in the way. I know paying off a few pounds here and there doesn't feel like its doing much, however, I've paid off over £400 extra to my credit card by doing just that. I also find that paying little bits to the debt during the month actually keeps me more motivated rather than just one big payment at the end of the month.
Hope you get some good sales on ebay.Mortgage 26.4.25 - £108,500 1.9.25 - £105,664.31
Mortgage overpayment savings - £16.08/£50
Mortgage overpayments so far - £800.960
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