local council staff car leasing

thistle73

does anyone know how this works?
and can any staff apply

DUTR

thistle73 wrote: »

does anyone know how this works?
and can any staff apply

Where did you hear about it?

thistle73

online when was looking at car leasing
do u know anything about it

DUTR

thistle73 wrote: »

online when was looking at car leasing
do u know anything about it

Listen! you saw about it online, where? Usually they show T&Cs apply and a pointer to where the T&Cs are.

thistle73

no didnt see that sorry
all council will be diffrent i suppose

DUTR

thistle73 wrote: »

no didnt see that sorry
all council will be diffrent i suppose

Indeed they will be, often these schemes offer a vehicle on a PLP without the initial deposit, depending on the employer there will also be restrictions on the type of vehicle that you can have, eg low emissions, none sporty, not convertible, certain engine size, trim and purchase price.

thistle73

DUTR wrote: »

Indeed they will be, often these schemes offer a vehicle on a PLP without the initial deposit, depending on the employer there will also be restrictions on the type of vehicle that you can have, eg low emissions, none sporty, not convertible, certain engine size, trim and purchase price.

would monthly costs depend on your credit check? not sure if they do one ? as think money comes off wages
justing weighting up were to do private car lease or through my work:cool:

DUTR

thistle73 wrote: »

would monthly costs depend on your credit check? not sure if they do one ? as think money comes off wages
justing weighting up were to do private car lease or through my work:cool:

Our company didn't offer the cars I would be interested in, my brothers place was well restricted on what cars they could have.

thistle73

im only after a small run around nothing fancy;)
wot sort checks do they do ,ive been there ten yrs

DUTR

thistle73 wrote: »

im only after a small run around nothing fancy;)
wot sort checks do they do ,ive been there ten yrs

I would imagine the standard credit checks, as often the offer is only slightly more appealing and only in a select circumstance than going private.

SteveJW

Been around for council workers for a long while
Used to be for essential car users, they could either get a loan to purchase a car or have a lease car over a set period of time usually three years.
Something new appears to have surfaced, basically a lease car for anyone who can meet the terms and conditions, as the cost of the loan comes out of your wages it cannot take you under the minimum wage
We had a advertisment in our wage slip this month and there are some information sessions in your own time.
If I remember correct a Mazda 6 was around £500 a month over three years, this included insurance, RFL and servicing. At the end of the term there was something like 50% of the initial price if you wanted to keep the car.
Beware leasing companies have become stricter on the return penalties