Help with bank charges

mag21

Hello,

I have recently wrote a letter to my bank (barclays), asking for a refund of 4,000 pounds- unfair charges for the last 6 years.
I mentioned that I was in financial hardship and also had to seek the help of a debt charity (also enclosed a p45).

Barclays refused to pay me back the charges, claiming that I should have been able to manage my account properly.
I contacted the financial ombudsman, and I received a reply from them refusing to investigate my case due to significant level of gambling activities and payday loans companies since 2012.

I realise it doesn't look good, but since I couldn't find a way out I turned to gambling...
I no longer gamble and would like to pay off my credit card/loans and start fresh.

Is there anything I could do in order to get some of my charges back?

Thanks in advance.

meer53

Nothing now really.

Post a SOA on the DFW board for help to manage your budget so you can pay off your debts.

colsten

Even though you say you don't gamble any more, you might still be able to get some help from http://www.gambleaware.co.uk/

eskbanker

If you haven't already, read through http://www.moneysavingexpert.com/reclaim/bank-charges, but if you've already got final answers from both bank and ombudsman, the only option left would appear to be court if you're convinced you have a strong enough case, although I'd have to say that this sounds unlikely, based on what's posted above....