Argos card credit increase declined?

Bouncybubbles

Hi

I have an argos card had it for over a year, balance is £240 no interest till jan 15' limit is £870 started at £600 but they auto increased it. Was looking at some nice furniture for the new house (in the middle of moving) and thought of increasing it to £1000. A mere £130 increase. Did it through the my argos card thing and it declined straight away? Could this be due to recent mortgage app/approval? No late payments, adverse credit etc. Or is it down to me not using the cards limit often enough? Thankyou all

cifpower

How long ago was the last increase? They normally do them every 4-6 months

Bouncybubbles

Hi
Very roughly was May time would this by why it declined? Just a matter of timing rather than anything else? Obv credit must be fine to be able to get the mortgage offer

cifpower

More than likely the timing. As you have applied and been declines you'll more than likely have to wait 6 months before applying again.

chanz4

call them, they maybe able to overide

Bouncybubbles

Had a letter arrive today increasing my limit to £1050 from 20/9! Argos are odd :rofl: