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Argos card credit increase declined?
Bouncybubbles
Posts: 241 Forumite
in Credit cards
Hi
I have an argos card had it for over a year, balance is £240 no interest till jan 15' limit is £870 started at £600 but they auto increased it. Was looking at some nice furniture for the new house (in the middle of moving) and thought of increasing it to £1000. A mere £130 increase. Did it through the my argos card thing and it declined straight away? Could this be due to recent mortgage app/approval? No late payments, adverse credit etc. Or is it down to me not using the cards limit often enough? Thankyou all
I have an argos card had it for over a year, balance is £240 no interest till jan 15' limit is £870 started at £600 but they auto increased it. Was looking at some nice furniture for the new house (in the middle of moving) and thought of increasing it to £1000. A mere £130 increase. Did it through the my argos card thing and it declined straight away? Could this be due to recent mortgage app/approval? No late payments, adverse credit etc. Or is it down to me not using the cards limit often enough? Thankyou all
Love my DMP left to pay £0/ £10162.51 :beer:
Est DFD 11/2018
Actual DFD 09/2017
£2 savers club: number 88 £14 so far!
Wombling free number 41 £6 so far!!
Emergency fund £50/£1000
Est DFD 11/2018
Actual DFD 09/2017
£2 savers club: number 88 £14 so far!
Wombling free number 41 £6 so far!!
Emergency fund £50/£1000
0
Comments
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How long ago was the last increase? They normally do them every 4-6 months0
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Hi
Very roughly was May time would this by why it declined? Just a matter of timing rather than anything else? Obv credit must be fine to be able to get the mortgage offerLove my DMP left to pay £0/ £10162.51 :beer:
Est DFD 11/2018
Actual DFD 09/2017
£2 savers club: number 88 £14 so far!
Wombling free number 41 £6 so far!!
Emergency fund £50/£10000 -
More than likely the timing. As you have applied and been declines you'll more than likely have to wait 6 months before applying again.0
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call them, they maybe able to overideDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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Had a letter arrive today increasing my limit to £1050 from 20/9! Argos are odd :rofl:Love my DMP left to pay £0/ £10162.51 :beer:
Est DFD 11/2018
Actual DFD 09/2017
£2 savers club: number 88 £14 so far!
Wombling free number 41 £6 so far!!
Emergency fund £50/£10000
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