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When should we approach a mortgage broker?

Hello all,


Still saving our deposit - will have the full amount by November, plus that's when my husband would have been in his contract for 12 months and will be renewed for another 6 months at least.


I don't know when will be the best time to contact a broker?
Shall we wait nearer the time to approach a mortgage broker or enquire now?


I've got 2 unused credit cards I want to close before having any type of checks done.


Many thanks

Comments

  • ACG
    ACG Posts: 24,625 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    No harm speaking to one sooner rather than later. They may pick up on things you have not thought about.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • I'd look for a specialist broker fairly quickly so that you at least know where you stand when it comes to looking at property.
    I am a mortgage adviser.
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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