We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

default

hi has anyone on here ever managed to get a default removed early from their credit file?

Comments

  • michael1983l
    michael1983l Posts: 1,916 Forumite
    loujones wrote: »
    hi has anyone on here ever managed to get a default removed early from their credit file?

    It is down to the creditor what they do with their CRA information as long as it is a true and accurate representation of the facts. You can get them to remove defaults on rare occasions but usually only when there is something in it for them. Like they might agree to remove the default, if you settle with them in full in a case where they didn't expect to get full settlement. It is rare though.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.8K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.