Tuesday 5th Aug - What small DFW things will you be doing today?

carrielovesfanta

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .

So be proud of those small steps, they really are important. :money:

carrielovesfanta

Morning campers!

Welcome to any newbies or lurkers - don't be shy!

Not a good day yesterday. It turns out that my delicious salad, with my delicious home grown patty pan squash does not agree with my stomach. Yup, along with raw banana, I'm allergic to raw courgette/squash! Came home from work at 5 on the dot to lay in bed wimpering and clutching my tummy

Today must be better!

• Check online banking and reconcile against spreadsheet - done
• Overtime
• Tidy house a bit, encourage OH to tidy his stuff.
• B/L?/D from stores (might treat myself to L from personal spends) - L from personal spends
• PUT BREAD ON TONIGHT (yeah who am I kidding?!)
• Small shop for milk and onions - and coffee, spread and yogurt
• Check Kenco rewards to see if the coffee is in stock again (how can a coffee manufacturer be out of stock of coffee??) - nope, must buy coffee then
• Possibly make soup tonight using chard, depends what time I get in from work...
• Go online and order OH's graduation stuff (not mse one bit...)

Have a good one all!


clf x

ellesbellesxxx

Hi all


@Carrie poor you that sounds vile Hope feeling better today!


Today....


Do extra work
Do cleaning and ironing I didn't do yesterday!
Dinner from stores
Stock up on cards cheaply!
LSD


Have a fab day!

allydowd

Morning DFW-Jedis,

Thanks for the starter CLF, hope you're feeling better soon. Having another relaxing day as my OH continues to recover from an allergic reaction. I will get my body off the sofa for a run before lunch, though.


The List


:starmod: Check online banking. Done.

:starmod: Do Nectar AdPoints. Done.

:starmod: Do i-Say surveys. None available.

:starmod: Washed bedding out on the line before the rain sets in. Done.

:starmod: Entertainment will be more looking through old photo CDs on the tv, we have millions of photos and never look at them.

:starmod: Go for a run locally. Free exercise. Done.

:starmod: Home haircut. Done.

:starmod: Weed the veg patch for free exercise. Harvest four wee, red onions that "our" wild rabbit had eaten the tops off. Done. Onion's were cooked in a wrap for lunch.

:starmod: Have a look at the official MSE Twitter feed. @MartinSLewis Interesting article about reduced price school uniforms. (Link)


News:

:starmod: If you bought an insurance policy via Budget or RAC between April 2009 and 31 May 2013 read this news, you could be paying for elements you won't use: (Link)


Offers:

:starmod: Donate to an Animal Shelter at no cost to yourself via Facebook: (Link)


Freebies:

:starmod: Free Amazon e-book download. "In Kelly's Corner" by Roxie Rivera. (Link)



Well that's me for today. Good luck on your quests, Jedis.


MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link )
• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery (Link)
• FreeStuff ( Link )
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• My Supermarket ( Link )
• Nectar Points, AdPoints, Search Toolbar ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Clubcard Free Movies and TV Shows Online ( Link )
  
• Toluna ( Link )
  
• TopCashBack ( Link )

Tiggy10

Morning all
Thanks carrielovesfanta hope you feel better soon.

Today:
- breakfast from home
- waiting in at my mums for the washing machine repair man - free use of TV , drinks and electricity!
- sold my chest of drawers, made £5 more than what I paid for my new ones need to deliver tonight. All fee free through local selling page on FB.
- making homemade nandos with my ys chicken and nandos sauce for dinner.
- Nsd!!
- do some clothing de-cluttering while organising new drawers.
That's about all for today.
Have a great day all

lilian1977

Good morning everyone

Spend far too much over my birthday week so I'm going to really make a start on money saving/making from today onwards. Debt currently stands at:

Halifax 0% card: £747
MBNA 6% card: £632.22

A lot to pay off. Argh.

So, today:

Already bought Slimming World magazine this morning (before I checked my balance!) but no more spending today. Going to have a read through it and have a look at recipes.

BLD from stores.

Pop to library to collect/return books

Evening in tonight watching things from Sky Planner

Have happy DFW days all xx

katy_ann

Morning all, taken a day off work as holiday today as I have the dreaded dentist this afternoon :eek: So my plans for today are;

• Check online banking
• Nectar Adpoints - Done
• Check My Survey - None available
• Swagbucks
• Dentist 3pm, pay the remaining £32 for nhs dentist fee
• Go to weigh in @ weight watchers (Im a gold member so is now free!) - Done (stayed the same if anybody wondered! )
• Tidy up, dust and hoover

I think thats me for today! Have a good day everyone x

carrielovesfanta

Thanks for all the good wishes - I'm feeling much better today thanks.

Ally - hope your OH better soon

ziggy2407

Good Morning All

clf - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

A lovely day here, today I hope to achieve a few more bits from my weekly list, really need to crack on as we are away Friday night (2 weeks in Devon, taking our own caravan):

Packed lunch for DH - Done
Washing in & line dry - Done
Ironing -
Hairdresser @ home -
Dig suitcase out from attic and start packing -
Filing & Shredding -
Check Banks - Done
Check swapits - Done
Nectar Adpoints -
Sort emails (& unsubscribe where possible) -
All meals from cupboards/fridge/freezer -
Read book (from stash) -
Craft -
Check www.freepostcodelottery.com -


Have a great day, love you all

C x

solvencyseeker

Hello all,

Have had a break from the laptop for the last couple of days. Really getting into the staycation mode and have been relaxing and reading and doing very little (though I did wash some curtains yesterday).

Our DFW things are more about what we haven't done so far this week. Last year I hit the credit card on our staycation with a "we work had and we deserve treats" attitude. We went shopping and ate out nearly every day!

We are having a good walk every day, eating nice homemade food (the moussaka with YS mince was a particular success), reading library books, sitting in the sunshine with our feet in the paddling pool and a cold beer in the evening. The sunshine does help and it may not last - if so I'll get a jigsaw puzzle out or some knitting or possibly the cross stitch kit I started several years ago....

Decided to keep running the washing machine and see how we go. I think I might have been overloading it as it doesn't always make the banging noise. OH has found the bearings for a much lower price if we decide to go ahead with that plan. And yes Ally - I could sell them on if they don't do the trick.

Still feeling a bit sad about son's unemployment. He has had a holding letter and a promise of a full reply by the end of this week. He needs to start looking for another job but being proactive is not one of his strengths.

Best wishes all x

DawnW

Morning all :j

Thanks for starting the thread Carrie, and hope you feel better today.

I have been awol for a couple of days as we went away for the weekend - just to stay with DD1 and her family, so no spends apart from a stash of chocolate frogs and stickers for two small GDs :rotfl:

So far today I have:

Been to the dentist - ouch - not the treatment (I only had a check up and a clean and polish), but the cost, which was £71.50. No NHS dentists available here unless you are on benefits unfortunately I have been with the practice for years though, and when they went private, they agreed to still treat the kids on the NHS. In fact he still does treat the youngest, who is the only one who still lives in this area, on the NHS, and she is 30 and a mum herself now :rotfl:

While I was out I got the kitchen rolls I needed for £1 from a market stall. Not bad, especially for a pack of 4

I also went to the bookshop and used a book token that I have had for a while. It was a gift, so I got 2 nice new hardback books for the token (£30) plus another naughty £11

Final spend for me today was some stuff to disinfect the chicken house and run before we get our new chickens :j. I am currently down to one, as we lost a couple of ancient ones during the hot weather. The remaining one, who is also pretty ancient, will go to live with DD2, who has lots of birds and lots more space than we have. Our chicken area is quite small, and it is hard to introduce new birds without a lot of fighting in a confined space. So, we will do a deep clean and buy 2 new pullets

OH has gone to fill his truck up with diesel and to the locksmiths to get a problem with the workshop lock / key sorted, so that will cost :eek: So, all in all, not a very MS day for us. Must do better tomorrow!!

Still to do:
A bit of hoovering as the dog hairs are taking over :eek:

Lunch and dinner from food we already have in. OH and I have decided to lose weight. A bit of a continuation for me, as I have lost nearly a stone since I finished work in April. I still have a couple to lose though OH has been in complete denial and has a lot more to lose. However, he has been shocked into doing something about it by some recent photographs, which have been a lot more effective than my suggestions / nagging :rotfl: So, we will have beans on toast for lunch and chicken and salad for dinner

Arrange to take old chicken over to DD's. I will be a bit sad to see her go (which is daft as I will still see her every week at least) so that we can get started on cleaning out the house and run ready for the new arrivals