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PPI - confused about reclaiming
Smart_Money
Posts: 1 Newbie
For over a year I have been phone bombed by companies who tell me that I am due a PPI payment. Mostly I hang up but a couple of times I asked where they got my details from & what evidence do they have that I paid for PPI.
Interestingly the answers are the same from them
'From 2002-2011 I had a loan where I paid PPI' is what they tell me.
During that time the only loans I had was with was the co-op:-
A career development loan
Another loan (which partly paid back the career development loan on better terms.)
Apparently, I might not have asked for PPI but it was included as part of my interest on my career development loan.
On calling the co-ops PPI line I got a no that I have never requested PPI (which is true) so I do not come up on their system. SO NOTHING TO CLAIM back according to them.
What do I do? Also can anyone recommend a reclaimers that are not a scammer?
Thank you
Interestingly the answers are the same from them
'From 2002-2011 I had a loan where I paid PPI' is what they tell me.
During that time the only loans I had was with was the co-op:-
A career development loan
Another loan (which partly paid back the career development loan on better terms.)
Apparently, I might not have asked for PPI but it was included as part of my interest on my career development loan.
On calling the co-ops PPI line I got a no that I have never requested PPI (which is true) so I do not come up on their system. SO NOTHING TO CLAIM back according to them.
What do I do? Also can anyone recommend a reclaimers that are not a scammer?
Thank you
0
Comments
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https://forums.moneysavingexpert.com/discussion/5013413
If you on't believe the co op you send them a SAR and £10 - see the front page sticky for a link to a templateNon me fac calcitrare tuum culi0 -
Apparently, I might not have asked for PPI but it was included as part of my interest on my career development loan.
That is not possible. However, some dodgy claims companies will tell you that.What do I do? Also can anyone recommend a reclaimers that are not a scammer?
Most CMCs are worse than the banks were. They are effectively mis-selling their misselling service.
If Co-op have told you that you didnt have it and you still dont believe them then spend £10 and do a data subject access request.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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