Newbie investor - where to start

badger09

LanieK wrote: »

Halifax ISA is 4%. Saffron BS has regular saver at 4% too. Both easy access.

Care to tell us the precise names of these 'easy access ISA products'?

Herbalus

LanieK wrote: »

Halifax ISA is 4%. Saffron BS has regular saver at 4% too. Both easy access.

badger09 wrote: »

Care to tell us the precise names of these 'easy access ISA products'?

Yeah it's the Halifax Fantasy ISA and the Saffron Fairy Dust ISA.
Link here.

badger09

Herbalus wrote: »

Yeah it's the Halifax Fantasy ISA and the Saffron Fairy Dust ISA.
Link here.

Actually, the Saffron one does exist, but its a reg saver only available to existing Saffron members - so of limited use to the rest of the population.

No idea about the Halifax product though.

PS whoopee - 2000 posts - go me :T:rotfl::T

B_G_B

LanieK wrote: »

Halifax ISA is 4%. Saffron BS has regular saver at 4% too. Both easy access.

As far as the Halifax one goes, mummy took me into branch today. I told them that I was 14 3/4 years old. The nasty man then threw me out of the door. More of an easy exit ISA than easy access.:rotfl:

IronWolf

I could suggest some stocks that have a 50-100% upside with very limited downside (in my opinion) but there's no way to know whether it'll be in 1 year or 3, or 5 .....

If you have to have it in a year then you need to be looking at bonds at worst, and much better would just be a bank account that ties your money up for a year.

newuser78

No chance without risk. The only risk-free strategy in your case right now is to save hard and work extra hard (overtime, freelance, sell clutter, etc.)