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nationwide flexdirect 5% is up change to flexaccount?

moneysavinggirl40
moneysavinggirl40 Posts: 439 Forumite
Part of the Furniture 100 Posts Name Dropper Combo Breaker
edited 3 August 2014 at 1:27AM in Budgeting & bank accounts
Is there any reason why i can't change my flexdirect to flex account? 5% was finished with flexdirect in May so i plan to change to flex account. Then reapply for flex direct to benefit in 5% again in 12 months time has any1 else done this?
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Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    From their website FlexDirect support pages...

    I have a FlexDirect account; can I change it to a FlexAccount?
  • Phoned them today(sunday) but used customer service number as the number quoted on that link went dead. Straight forward, change with advisor. Though did take 15mins. Acc no are kept the same as flex direct acc. Change is seen online straightaway. Regarding £750 per month for 3 consecutive months; to be elligible for free travel insurance, does any1 know if i can ping it back out or do i need to maintain £750 to be elligible?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The requirement is to "credit the account with £750 a month", not maintain a minimum balance of £750.
  • credit it then i am ok to take it out straightaway right?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    credit it then i am ok to take it out straightaway right?
    If the £750 was your monthly salary would you expect them to prevent you from spending it?


    But to give you a straight answer, rather than encouraging you to think about it, yes you can take it out straight away...which is what I and many others here have been doing for the last few years.
  • brilliant! wish I had thought of it earlier. But at least I am swapping now.
  • ColdIron
    ColdIron Posts: 10,330 Forumite
    Part of the Furniture 10,000 Posts Hung up my suit! Name Dropper
    Then reapply for flex direct to benefit in 5% again in 12 months time has any1 else done this?
    Pretty sure you can't do this, it's a once per customer bonus
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ColdIron wrote: »
    Pretty sure you can't do this, it's a once per customer bonus
    Yes you can. :)


    From their FlexDirect FAQ...
    If you have previously held a FlexDirect account in the last 12 months, you will not be entitled to the introductory rate or offer under a new agreement and therefore you will receive the standard 1% AER interest rate.
    EDIT: See also condition 1.4 of the FlexDirect T&Cs.
  • Nick_C
    Nick_C Posts: 7,675 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    What's the advantage of changing back to Flex? Is it just free travel insurance?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Nick_C wrote: »
    What's the advantage of changing back to Flex? Is it just free travel insurance?
    Also 'main account' status (if funding £750 per month), giving access to Flexclusive deals etc.
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