Can I change my San 123 to a joint account?

liamcov

What is the process of this and will it require a new credit check even though we are both already San customers?

Also how would the account be accessed online? Would it be a separate login to my own San accounts, as I wouldn't want the other person (as it's a household share account) to see my own San accounts?

Also what are the consequences of having a joint account ie. will our credit history be joined together? I one has really good credit history and the other moderate how will it look together?

Thank you.

Robin9

You could set up a second account as a joint account and get the 123 benefits.

I have an account in my name and a joint with my wife.Both accounts are on the same login.

grumbler

liamcov wrote: »

...will it require a new credit check even though we are both already San customers?

Most likely it will. Not a big deal really.

Also how would the account be accessed online? Would it be a separate login to my own San accounts, as I wouldn't want the other person (as it's a household share account) to see my own San accounts?

Both can see together the joint account and their own singe ones.

Also what are the consequences of having a joint account ie. will our credit history be joined together?

They will be linked.

I one has really good credit history and the other moderate how will it look together?

Yours will look worse, the other will look the same as it was before.

mangohead

In regards to the credit check, nope. Not necessary as it is an existing account with existing customers.
However, it is pretty easy to do it. As an existing account, it has to be completed by branch because of the ID requirements.
In terms for the online as well though, you need separate logins, as grumbler said. It only shows one person's personal holdings.