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Barclays Account Fee...Claim back?

Morning guys,

I had one of those lovely irritating PPI calls telling me i'd had an accident etc etc. Once we'd got all that out the way, she mentioned something quite interesting. She told me you could now claim back from banks for accounts you'd paid additional fee's on (for £6.50 a month you get mobile phone cover, white goods cover etc etc) If you hadnt used them and because the terms and conditions in their cover make them pretty much useless.

I obviously didn't go through them (who wants to pay a ridiculous fee for something you can do yourself?!) Does anyone have a template or know if this is correct?

We've been paying a fee on our account and haven't used any of the services...having since read the T&C's we'v found them to be a bit crap.

Thanks,

Laura

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