We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

PPI claim and Working Tax Credit

I wonder if anyone can help with this query..


Today we received a cheque from Barclays re mis sold PPI for £7200 wow!!


I really don't understand all the calculations etc. but there has been 20% tax already deducted £273.99... £164.86 and £31.16, but the one question I cant seem to find an answer to is...


We claim Working Tax Credit, full time work minimum pay..Is the whole £7200 the figure we need to inform them or just the tax totals taken?


Totally confused thanks for any help x

Comments

  • dunstonh
    dunstonh Posts: 121,292 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You inform them of the interest payment only. (the 20%). Not the rest as that is a refund and not earnings. The interest is earnings.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Shaz55
    Shaz55 Posts: 18 Forumite
    Thanks Dunstonh...Didn't want to get in any trouble will ring them on Monday x
  • welshgasman
    welshgasman Posts: 314 Forumite
    PMFJI, but I am puzzled now. How does the interest portion equate to 20%?
  • dunstonh
    dunstonh Posts: 121,292 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 2 August 2014 at 11:31AM
    I was using it to indicate which bit. However, yes, it does look silly how i wrote it. Although understood which is the important bit. i.e. the interest only.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • welshgasman
    welshgasman Posts: 314 Forumite
    Ah I see. Thank you
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.