We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Credit Report
besondere
Posts: 1 Newbie
Hi Folks
This is my first post. I'm looking some advice re my experian credit score. I have 2 accounts marked default in relation to 2 credit cards they date back to Nov 08 and Dec 08 both were settled after negotiation with the lenders. Do they stop being a negative on my report after 6 years ann if so does this change automatically or do i have to do anything
Thanks
This is my first post. I'm looking some advice re my experian credit score. I have 2 accounts marked default in relation to 2 credit cards they date back to Nov 08 and Dec 08 both were settled after negotiation with the lenders. Do they stop being a negative on my report after 6 years ann if so does this change automatically or do i have to do anything
Thanks
0
Comments
-
The default and the record of the account will drop off your credit file automatically 6 years after the default date. You do not need to do anything.
Once they are gone then any potential lender looking at your credit file will never know they were there.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards