We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Refusal to renew home insurance

Hi, last year I had to make my first ever claim on my house insurance in over 30 years. The claim was handled disgracefully from start to finish and resulted in a high level complaint and also going to the financial ombudsman. Today I have received a letter from my insurers to say that they are unable to offer me a quote for this year when it is up for renewal in 25 days time. The reason given is 'due to our underwriting criteria we can't continue to offer you insurance'.
Having looked online for alternatives one of the questions asked is have I ever been refused insurance. Is this letter basically a refusal, in which case I may not be able to insure the property. Any help gratefully relieved.

Comments

  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    They've declined to quote instead, its not something you need to declare. If that werent the case then everyone who's ever done a quote on Confused.com would have to declare at least half a dozen declines or more as never do all 100 insurers on their panel quote
  • Thank you so much for responding. I have been really worried. I hadn't looked at it like that.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.