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Do they own their home? Are they mortgage free? When it comes to monthly payments in/out...are they a saver, in negative balance or breaking even?
A few months back I got him to put what was then the full amount into their ISA and also to start a regular saver - they set up a standing order to put £500 into it a month.
So that was as far as I could push it with interest rates being so low.
He is now back working abroad. His salary is split - one part goes into his overseas account to pay for his everyday needs and £1500 is supposed to be going into his uk current account.
My thinking was that in a normal month I could more than the basic £500 into the regular savings - could put in up to £1000.
He has no outgoings, no car, no dependents, completely fancy free apart from the x box addition and an out of control spending habit which is now his current travel addiction.
He says he has had a lot of expenses to do with moving abroad but I can't see any obvious settling in expenses from the statement.
He still had a good balance in his current account but he has been using his credit card when travelling so his cc bills are creeping up, now at £600 a month - things like internal flights and bullet train trips costing hundreds etc.
So I reckon his weekly spend is now over £500 a week :eek: so at this rate by October he will need the money he has in his regular saver to keep his current account balanced.
Anyway he is on the way back from Japan tommorow back to base and communication is very sketchy, terrible wi fi but I've sent him numerous messages with the blunt truth.
I am hoping he will cancel the next trip to Japan in September but he might already be committed.“Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”0 -
queen_of_cheap wrote: »:j:D:j
Happy birthday sarahdol and the other Eliter who's birthday it is today who I've forgotten their name:o
:beer:
Thankyou. .0 -
http://www.quizony.com/are-you-an-angel-or-a-devil/index1.html
You are
A Seraph
You are truly angelic. In fact, you are at the very top of the celestial hierarchy. If your behaviour was any better, you’d be God.
:eek: :rotfl::rotfl::rotfl:
And me tweets :rotfl::rotfl: :rotfl::rotfl: dh reckons it's fixed :eek:There's no place like home
Feeling down? Weak in body? Makes no difference to me, I think of you all when I'm sitting quietly.
Hugs and healing thoughts are always going your way.0 -
Hello
Has anyone has this before, I did a c&c this morning, I was expecting an APG for about £25 it's just changed status from shopping on its way, but no APG box to click on?
Thanks claire xWe're just happy to have a home, a family and our health. Whatever else is just added and it fits.0 -
Off to my catch up
. oh no Emmerdale time
:rotfl::rotfl:
There's no place like home
Feeling down? Weak in body? Makes no difference to me, I think of you all when I'm sitting quietly.
Hugs and healing thoughts are always going your way.0 -
Had a wee trip to Morrie's, little miss went through herself too.
SA says don't think cold meat is allowed. Missie says its all meat unless there's something else in they packs ?!!
She called supervisor , he says meat all meats !
You couldn't make it up. Little miss holding her ground. :T
Bought Seabrook's. Got still spit for 50p off Seabrook's lattice, starts Monday
Cashback on cos finishes Sunday
All in all lovely afternoon x0 -
Is that because of your fall the other day. :eek:
Are you sure you don't need to get yourself checked out. x
Yes yesterday:( im sure it will be ok in timeSealed pot challenge number 003 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500:T:T £770 for 2018 £1295 for 2019:j:j spc number 22 £1,457Stopped Smoking 22/01/15:D:D::dance::dance:- 5 st 1 1/2lb :dance::dance:0 -
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Has anyone used ST's and clicked on T's when uploading a receipt but ST's insists its W's :eek: This has happened to me twice. I still seem to be getting my payouts but strange that it keeps changing what supermarket I have clicked.
Also got a Seabrookes £1 voucher to recycle. It keeps on about using Java and OH wont let me download it as he says it mucks up *his* computer.0 -
Mhoc was it you who have the lightening link scamps posted ?
If yes can you post it please I have deleted mine by accident
Or scamps if you lurking can you post it me again please ?
Its lighteningmaps.org - I can't take credit though
Fabulous ap - it pinpointed us the other week when we had a rain storm directly over us:j“Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”0
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