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  • mhoc
    mhoc Posts: 19,286 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    karlie88 wrote: »
    Do they own their home? Are they mortgage free? When it comes to monthly payments in/out...are they a saver, in negative balance or breaking even?

    A few months back I got him to put what was then the full amount into their ISA and also to start a regular saver - they set up a standing order to put £500 into it a month.
    So that was as far as I could push it with interest rates being so low.

    He is now back working abroad. His salary is split - one part goes into his overseas account to pay for his everyday needs and £1500 is supposed to be going into his uk current account.
    My thinking was that in a normal month I could more than the basic £500 into the regular savings - could put in up to £1000.

    He has no outgoings, no car, no dependents, completely fancy free apart from the x box addition and an out of control spending habit which is now his current travel addiction.

    He says he has had a lot of expenses to do with moving abroad but I can't see any obvious settling in expenses from the statement.

    He still had a good balance in his current account but he has been using his credit card when travelling so his cc bills are creeping up, now at £600 a month - things like internal flights and bullet train trips costing hundreds etc.

    So I reckon his weekly spend is now over £500 a week :eek: so at this rate by October he will need the money he has in his regular saver to keep his current account balanced.

    Anyway he is on the way back from Japan tommorow back to base and communication is very sketchy, terrible wi fi but I've sent him numerous messages with the blunt truth.

    I am hoping he will cancel the next trip to Japan in September but he might already be committed.
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • Sarahdol75
    Sarahdol75 Posts: 7,717 Forumite
    Part of the Furniture 1,000 Posts
    :j:D:j



    Happy birthday sarahdol and the other Eliter who's birthday it is today who I've forgotten their name :o:o

    :beer:

    Thankyou. .
  • altojack
    altojack Posts: 9,734 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped!
    tweets wrote: »
    http://www.quizony.com/are-you-an-angel-or-a-devil/index1.html

    You are

    A Seraph

    You are truly angelic. In fact, you are at the very top of the celestial hierarchy. If your behaviour was any better, you’d be God.

    :eek: :rotfl::rotfl::rotfl:

    And me tweets :rotfl::rotfl: :rotfl::rotfl: dh reckons it's fixed :eek:
    There's no place like home :)

    Feeling down? Weak in body? Makes no difference to me, I think of you all when I'm sitting quietly.

    Hugs and healing thoughts are always going your way.
  • Claire1972
    Claire1972 Posts: 2,749 Forumite
    Hello

    Has anyone has this before, I did a c&c this morning, I was expecting an APG for about £25 it's just changed status from shopping on its way, but no APG box to click on?

    Thanks claire x
    We're just happy to have a home, a family and our health. Whatever else is just added and it fits. :)
  • altojack
    altojack Posts: 9,734 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped!
    Off to my catch up :D. oh no Emmerdale time :o :rotfl::rotfl:
    There's no place like home :)

    Feeling down? Weak in body? Makes no difference to me, I think of you all when I'm sitting quietly.

    Hugs and healing thoughts are always going your way.
  • Bananababe
    Bananababe Posts: 7,358 Forumite
    Mortgage-free Glee!
    Had a wee trip to Morrie's, little miss went through herself too.

    SA says don't think cold meat is allowed. Missie says its all meat unless there's something else in they packs ?!!

    She called supervisor , he says meat all meats !

    You couldn't make it up. Little miss holding her ground. :T

    Bought Seabrook's. Got still spit for 50p off Seabrook's lattice, starts Monday :(

    Cashback on cos finishes Sunday :(

    All in all lovely afternoon x
  • bubbs
    bubbs Posts: 67,758 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Tinyshoes wrote: »
    Is that because of your fall the other day. :eek:

    Are you sure you don't need to get yourself checked out. x

    Yes yesterday:( im sure it will be ok in time
    Sealed pot challenge number 003 £350 for 2015, 2016 £400 Actual£345, £400 for 2017 Actual £500:T:T £770 for 2018 £1295 for 2019:j:j spc number 22 £1,457Stopped Smoking 22/01/15:D:D::dance::dance:- 5 st 1 1/2lb :dance::dance:
  • Bananababe
    Bananababe Posts: 7,358 Forumite
    Mortgage-free Glee!
    bubbs wrote: »
    Yes yesterday:( im sure it will be ok in time

    How's the wrist ? X
  • gocat
    gocat Posts: 5,907 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee!
    Has anyone used ST's and clicked on T's when uploading a receipt but ST's insists its W's :eek: This has happened to me twice. I still seem to be getting my payouts but strange that it keeps changing what supermarket I have clicked.

    Also got a Seabrookes £1 voucher to recycle. It keeps on about using Java and OH wont let me download it as he says it mucks up *his* computer.
  • mhoc
    mhoc Posts: 19,286 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    tweets wrote: »
    Mhoc was it you who have the lightening link scamps posted ? :)

    If yes can you post it please I have deleted mine by accident :(

    Or scamps if you lurking can you post it me again please ? :)

    Its lighteningmaps.org - I can't take credit though

    Fabulous ap - it pinpointed us the other week when we had a rain storm directly over us:j
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
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