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Best Prepaid Credit Card - India

mario85
mario85 Posts: 8 Forumite
in Overseas holidays & travel planning
Hi guys, looking to get an easy to top up pre paid credit card to use in India.

Anyone used one recently that they would say is worth getting?
«1

Comments

  • NiftyDigits
    NiftyDigits Posts: 10,459 Forumite
    From an earlier post...

    Caxton Fx Global Traveller 2.75% from everything.
    Fair FX Anywhere 1.4% from everything plus £1.50 for ATM withdrawals.
    My Travel Cash multi currency 2.99% from everything.[/QUOTE]

    Personally, if I were to choose a card, I would go for Kalixa Pay. Free here.
    Unbeatable for purchases anywhere. No exchange rate fee at all.
    If using at an ATM, take a decent chunk out. The equivalent of £100 will cost out at 2.25%. £200, 1.5%, £300, 0.75%
    Considering that other currency cards shave 2% to 3% off the exchange rate, it's easy to see that you can match or better them when it comes to cash withdrawal value. The others can't compete at all when it comes to purchases.
    Compare their(Kalixa Pay) offered rates (Your currency is GBP)
  • PeteDoff
    PeteDoff Posts: 428 Forumite
    Agree with all of the above from NiftyDdigits, however in India in practice it is usually only the higher end/more expensive merchants that take cards.
    Have hardly ever used mine in many trips other than at ATM's.
    Turning left avoids some of the idiots (only some)
  • mario85
    mario85 Posts: 8 Forumite
    Yeah I think it will be mainly ATMs I use
  • PeteDoff
    PeteDoff Posts: 428 Forumite
    mario85 wrote: »
    Yeah I think it will be mainly ATMs I use

    Many ATM's in India are either VISA or Mastercard rather than both.
    Turning left avoids some of the idiots (only some)
  • NiftyDigits
    NiftyDigits Posts: 10,459 Forumite
    If you intend to make a lot of smaller withdrawals in India, say £50 at a time, consider Caxton Global. If at least £100 each time, Kalixa Pay.
  • PeteDoff
    PeteDoff Posts: 428 Forumite
    Many ATM's in India will only allow you to withdraw Rs10,000 in one transaction (£100 ish) but you can do this twice in a row.
    Turning left avoids some of the idiots (only some)
  • mario85
    mario85 Posts: 8 Forumite
    I plan on taking out £100 every say 10 - 14 days. Food and accomadation is already sorted.

    Im still lost at which card is best
  • NiftyDigits
    NiftyDigits Posts: 10,459 Forumite
    mario85 wrote: »
    I plan on taking out £100 every say 10 - 14 days. Food and accomadation is already sorted.

    Im still lost at which card is best

    Kalixa Pay...already told you....in post #6 :)
  • mario85
    mario85 Posts: 8 Forumite
    Even if I am mainly using ATMs?
  • NiftyDigits
    NiftyDigits Posts: 10,459 Forumite
    mario85 wrote: »
    Even if I am mainly using ATMs?

    I'm beginning to get irritated with you now.

    I've already explained which is best and why it is best.
This discussion has been closed.
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