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What do you think mortgage deals will be like in two years time?

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2

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  • JimmyTheWig
    JimmyTheWig Posts: 12,199 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Exactly 1% higher
    amnblog wrote: »
    I think we can describe you as a 'forward planner' Jimmy!
    Thanks.
    Are you not voting?
  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    Good work Jimmy, think you may need to get out a bit more though!
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • mrginge
    mrginge Posts: 4,843 Forumite
    More than 1% higher
    I really need that lobotomy now.
  • JimmyTheWig
    JimmyTheWig Posts: 12,199 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Exactly 1% higher
    Might just play it safe and pay half off each...
  • amnblog
    amnblog Posts: 12,730 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I decided not to vote in case a 4% increase in sample size skewed the results.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • JimmyTheWig
    JimmyTheWig Posts: 12,199 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Exactly 1% higher
    amnblog wrote: »
    I decided not to vote in case a 4% increase in sample size skewed the results.
    Surely skewing the results is the point of voting?
  • Glastoun
    Glastoun Posts: 257 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Whichever way we vote, we all get skewered anyway so what's the point?
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    More than 1% higher
    I've erred on the side of caution and gone higher than 1%.

    The US is finally ending QE in October. So there's reasonable possibility that central banks will follow each other with incremental upward rises.
  • JimmyTheWig
    JimmyTheWig Posts: 12,199 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Exactly 1% higher
    6 months since this poll and rates haven't risen yet from what I can tell. If anything I feel that they've come down.
  • kingstreet
    kingstreet Posts: 39,268 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    New product rates are lower, yes.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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