bad credit card help

thistle73

hi im new:D
im looking for help on credit card as i appled with vanquis a week ago and they called for more info which is fine but as im deaf i cant use phone my partner explained this ,next day i got email saying refused:mad:
my credit history took battering years ago and is on track with only one default due come off next year and rest is great ,ive phone contract and next credit acc so seems ok etc
my partner has vanquis with 2000 limit but id like my own card to help boost my ratings ,so what im asking is any other card i could do for as im not sure if its all same companys

grumbler

thistle73 wrote: »

...what im asking is any other card i could do for as im not sure if its all same companys

Vanquis belong to Provident Financial. I don't think that they do any other credit cards.

For other cards see MSE article: Bad-credit Credit Cards and try MSE's eligibility checker first.

I think for some cards you can apply in a branch. Many offer "Deaf helpline/Typetalk", but I don't know if it can be used for applications.

giblet10

We had a very similar case on here within the last month - it would seem Vanquis insist on speaking to the applicant by phone or it's a decline. Seems crazy this day and age what with DDA etc.

Capital One may be another option.

thistle73

giblet10 wrote: »

We had a very similar case on here within the last month - it would seem Vanquis insist on speaking to the applicant by phone or it's a decline. Seems crazy this day and age what with DDA etc.

Capital One may be another option.

yeah i saw that too ,its shocking
is all card companys require a phone call ,?
my partner can listen and i speak but they expect that

giblet10

To be honest, other than Vanquis, I've never been phoned by any credit card company following an application - and that must be over 30 credit cards in the last twenty years.

It is possible I guess that a company may phone if they want to clarify some application details etc. but they normally have procedures for helping those with disabilities. Even banks accept that the world doesn't revolve around call centres and automation 100% of the time.

Fruit_and_Nut_Case

giblet10 wrote: »

We had a very similar case on here within the last month...

A link for anyone who's interested.

thistle73

there loss
as got approved for capital one card:T

giblet10

Ah super - pleased to hear it! :beer:

The_Boss

Bad credit card help? Max it out and don't make any repayments.