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Help with housing benefit 13 months explanation

Hi, I've recently just been told that housing benefit pay you over a 13 month period and not 12. I currently pay £60 a month towards the rent as the rent is £475 a month and I get £415 from housing benefit. I am just wondering if i still have to pay the £60 or will I get an extra payment on the 13 month? and if so does anyone know how much that will be and would i get the overpayment plus the £415 I'd normally get that month? Thank you, Ben.

Comments

  • Horseunderwater
    Horseunderwater Posts: 3,406 Forumite
    1,000 Posts Combo Breaker
    This is what happens - U get 13 x £415 a year. Paid every 4 weeks.
    You pay £60 top up x 12 a year, so yes you will have to pay the rent on its normal due day.
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Housing benefit is paid every 4 weeks, not every month. Over the course of a year this results in 13 payments (4x13=52).
    If you top it up monthly by £60, then you only do that 12x a year to make it all balance by the end of the year.

    Although, having said that, you'd need to check with a spreadsheet that the figures you quote are correct - and see for yourself how it works out over the year.

    It can be confusing .... only way to really tell/know is to do it on a spreadsheet.... and check.
  • Ben3377
    Ben3377 Posts: 7 Forumite
    So does this mean there will be a payment of more than £415 on the 13th payment ? If so how much ? It's all just confused me as I was told that because they pay it over 13 months and not 12 that I shouldn't have to put the £60 towards it as the landlord would get the rest of the rent owed which would be £720 on the 13th payment, and I would get that £720 plus the £415 as it would start again.
  • atolaas
    atolaas Posts: 1,143 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    You will get 13 payments of £415 paid every 4 weeks. 2 of these payments will fall in the same month at some point during a 12 month period. So you will receive a total of £830 in 2 installments in 1 calender month of the year. Hope this helps explain things better.
    SPC7 ~ Member#390 ~ £432.45 declared :j
    Re-joined SW 9 Feb 2015 1 stone lost so far

    Her Serene Highness the Princess Atolaas of the Alphabetty Thread as appointed by Queen Upsidedown Bear
  • nannytone_2
    nannytone_2 Posts: 13,012 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    your total rent works out to £5,700 a year ( £475 x 12)
    your HB works out at ££5,395 for the year ( £415 x 13) leaving a shortfall of £305 for the year, or a monthly payment of around £25.50 per calander month
  • If you pay £60 per month then you will pay an additional £720 top up per year instead of £305 per year.
    These are my own views and you should seek advice from your local Benefits Department or CAB.
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