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Credit card missing off Experian report

Hi,

as the title suggests, why would this be and does this mean potential lenders would not include this when calculating borrowing if it wasn't disclosed?

Thanks,
KH

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    Could be that the particular lender reports to equifax or callcredit (noddle).

    A potential lender will consider information from the credit reference agency(ies) they search and what you put on the application form.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • Thanks, it's not any of them though it is with TSB so maybe it dropped off when Lloyds split??
  • Tixy
    Tixy Posts: 31,455 Forumite
    May have done, I guess it could still reappear at some point.

    Presumably this is a current credit card? (not an old defaulted account).
    And its registered to the same address as your other accounts?
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
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