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Credit card missing off Experian report

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Hi,

as the title suggests, why would this be and does this mean potential lenders would not include this when calculating borrowing if it wasn't disclosed?

Thanks,
KH

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    Could be that the particular lender reports to equifax or callcredit (noddle).

    A potential lender will consider information from the credit reference agency(ies) they search and what you put on the application form.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • Thanks, it's not any of them though it is with TSB so maybe it dropped off when Lloyds split??
  • Tixy
    Tixy Posts: 31,455 Forumite
    May have done, I guess it could still reappear at some point.

    Presumably this is a current credit card? (not an old defaulted account).
    And its registered to the same address as your other accounts?
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
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