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Individual Electoral Registration – changes voting registration

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Former_MSE_Wendy
Former_MSE_Wendy Posts: 929 Forumite
I've been Money Tipped! Newshound! PPI Party Pooper Chutzpah Haggler
edited 1 October 2014 at 11:57AM in Credit file & ratings
The way we register to vote in England and Wales has changed and will change in Scotland from 19th September 2014.

The change means, rather than one person registering all members of a household each individual will need to register themselves.

You need to register in order to be able to vote

If you aren’t registered, you don’t get a say on who represents you.

It can also help boost your credit score as if you're not on the electoral roll it's unlikely you'll get accepted for credit. This is because credit reference agencies use the register to confirm where you live in order to counteract fraud.

How to register

You can register to vote online at www.gov.uk/register-to-vote

Or if you’re unsure whether you are already registered under the new system, contact your local electoral registration staff via the www.aboutmyvote.co.uk site.

Do I need to do this?

Even if you were registered in the past, you may need to register again, particularly if you’ve moved in the last 18 months, so do check.

Read More

Read more about the changes in our 60 Seconds... on changes to the electoral roll
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Comments

  • GingerBob_3
    GingerBob_3 Posts: 3,659 Forumite
    When the CRAs receive the full version, will they now also get access to the date of birth and NI number of the voter?
  • Electoral_Commission
    Electoral_Commission Posts: 19 Organisation Representative
    Hi Bob,

    Thanks for your question. Unfortunately, we're not sure what you mean by CRA. Could you clarify for us? We'll then get back to you.

    Thanks,

    Electoral Commission
    Official Organisation Representative
    I’m the official organisation rep for the Electoral Commission. MSE has given permission for me to post letting you know about relevant and useful info. You can see my name on the organisations with permission to post list. If you believe I've broken the Forum Rules please report it to forumteam@moneysavingexpert.com. This does NOT imply any form of approval of my organisation by MSE
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    CRA = Credit Reference Agency.

    Experian, Equifax and Callcredit
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Is it a legal requirement to be registered to vote?

    If I decide I'm apathetic to politics and therefore not registered, can it effect my credit rating?
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Is it a legal requirement to be registered to vote?

    If I decide I'm apathetic to politics and therefore not registered, can it effect my credit rating?

    Irrespective of your views on other matters. The lack of electoral roll registration will cause you major issues at some point in your life whether it be to obtain credit or another form of contractual arrangement. Where the business will wish to validate your creditworthiness. As data will be collected regardless.
  • Hazzinho
    Hazzinho Posts: 742 Forumite
    edited 26 July 2014 at 9:52PM
    Yep if you don't register to vote you aren't as credit worthy. If you want credit and to buy a house then register, if you don't then you're OK. I don't care if the CRA's store my DOB and national ref no as I have nothing to hide.
  • GingerBob_3
    GingerBob_3 Posts: 3,659 Forumite
    Hazzinho wrote: »
    Yep if you don't register to vote you aren't as credit worthy. If you want credit and to buy a house then register, if you don't then you're OK. I don't care if the CRA's store my DOB and national ref no as I have nothing to hide. Not sure why people are so paranoid when they give far more away to sell on social networking.

    Please fill in the following (post it here):

    Full Name:
    Address:

    DoB:
    Place of Birth:
    Employer Name:
    Job Title:
    Current Salary:
    NI Number:
    Bank Account No:
    Driving Licence No:
    Passport No:
    Height:
    Weight:
    Nationality:

    Suitable time and date for me to come round and install CCTV in your bedroom:
  • Hazzinho
    Hazzinho Posts: 742 Forumite
    edited 26 July 2014 at 10:47PM
    Pretty sure that's not what they asked for and also pretty sure you're not a regulated company. I'll not worry and you can be all paranoid about it.
  • Nasqueron
    Nasqueron Posts: 10,705 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Is it a legal requirement to be registered to vote?

    If I decide I'm apathetic to politics and therefore not registered, can it effect my credit rating?

    Register and either don't vote or vote by spoiling the vote card (these are counted and put on the final results) - just don't moan about your local area if you don't vote ;)

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Electoral_Commission
    Electoral_Commission Posts: 19 Organisation Representative
    GingerBob wrote: »
    When the CRAs receive the full version, will they now also get access to the date of birth and NI number of the voter?
    Hi Bob,

    Credit Reference Agencies can check the names of those registered to vote at a particular address but they can’t access other information (e.g. NI no.) from the register.

    Hope that's helpful.

    Thanks,

    Electoral Commission
    Official Organisation Representative
    I’m the official organisation rep for the Electoral Commission. MSE has given permission for me to post letting you know about relevant and useful info. You can see my name on the organisations with permission to post list. If you believe I've broken the Forum Rules please report it to forumteam@moneysavingexpert.com. This does NOT imply any form of approval of my organisation by MSE
This discussion has been closed.
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