Lloyds bank student overdraft

jayquinn91

I currently have a student account with lloyds bank and am currently into my overdraft with them by £500. I have tried multiple times to extend the amount of the overdraft but it keeps getting rejected. Is there any way I can appeal the rejections?

grumbler

You can appeal pretty much anything. The question is how likely the appeal is to be seccessfull.
What extra information are you going to provide that they don't have and that can make them change their mind?

Thrugelmir

Are you ever in credit?

jonesMUFCforever

Do you have more than one student account overdrawn??


Anything on your credit report which might help them to decline you??


Which year are you on now?

jayquinn91

Thrugelmir wrote: »

Are you ever in credit?

Yes I am in credit somewhat often, not as often as I'd like obviously!

jayquinn91

jonesMUFCforever wrote: »

Do you have more than one student account overdrawn??


Anything on your credit report which might help them to decline you??


Which year are you on now?

No I only have the one account. Nothing that I can think of off the top of my head. I am about to start my second year of my course but my third year of having a student account

jonesMUFCforever

Have you actually checked your credit files - have you ever had a payday loan.

Lloyds_Bank

jayquinn91 wrote: »

I currently have a student account with lloyds bank and am currently into my overdraft with them by £500. I have tried multiple times to extend the amount of the overdraft but it keeps getting rejected. Is there any way I can appeal the rejections?

Hi jayquinn91,

If you haven't yet done so, please give us a call on either 01733 347 007 or 0845 3000 000. One of my colleagues will be able to put you in touch with our Lending team, who can look into options available to you. The team are available Monday to Friday 8am to 10pm and Saturday to Sunday 8am to 6pm.

Thanks,

Craig