Worth getting a copy of my Credit Reports?

AngryDog

I've not done this for 2 years, except check my Noddle one.

Is it worth getting a copy of my credit reports from the various providers, especially as not all of my debts / information is on the Noddle one?

Tixy

I think it is a good idea to get a copy from each at least once a year in case of errors etc

Its a good idea if you are thinking of applying for credit.

Or if you have recently cleared debts etc and want to see how these are showing on your credit file. Or in your case if you are still negotiating settlements (?) checking your file may help you in terms of the wording and negotiatings of your F&F offers.

The only time it is likely not to be a good idea to check them at least once a year might be if someone was trying to hide from past creditors.

AngryDog

Thanks Tixy. Im not hiding so I'll get them .

I need to sign up to them all dont I, rather doing the credit check?

Tixy

I would just order the £2 statutory reports from both experian and equifax (assuming you have used the free trials at some point in the past)

AngryDog

Thanks again Tixy. Yes I have sadly.