Bypassing credit card cash fees

guesswho2000

shortcrust wrote: »

My local pub does cashback on credit cards. They just put the total as a purchase. Don't know if it a common thing.

It shouldn't be, since they pay a %age fee on the CC transactions, so will make a loss on the cashback!

However, apparently, Wilkinsons will give cashback on a CC and it'll be charged as a purchase (I've never tried, but others on here have mentioned it, and they're a national chain so may be an option )

scootw1

Simpleton85 wrote: »

I thought that too, thanks for the suggestion. Currently my PayPal account is locked as I haven't used it for ten years and don't know the password any more. The recover password screen gives you an option to email you a reminder which never gets through to me. I tried calling them and they basically can't help.

So in other words that idea is on hold. Thank you though.

have you checked the junk folder for the email? quite a few of my emails have ended up there in the past

chattychappy

Simpleton85 wrote: »

I need £200 in my bank to cover my direct debits. I'm not paid until half way through next month.

Pay day lenders are often criticised.. but the best pay day lender is your own employer!

I've certainly advanced salary to staff in trouble. I always make it clear that it's a one-off and I might never do it again. From my point of view:
1) costs the company very little/nothing and risk is low (I deduct from the next pay day)
2) no tax implications for small amounts for small periods
3) good for staff relations
4) staff can become terribly distracted by this sort of problem which is bad for business

oh yes and:
5) one day the business might need to ask for a bit of "credit" in return! (ha ha ha)