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How much do I have to pay for my children

leftinamess
leftinamess Posts: 126 Forumite
Hi,


I currently pay child maintenance for 3 children, I pay for my two girls to one mum then my little boy to another mum.


Mum one to my two girls is great, I pay her £300 per month but mum 2 (with my little boy) thinks she is due £96.00 (a week) who I currently pay £200 a month.


Now she is threatening me with the CSA and demanding more money.


firstly am I paying the correct amount and secondly will it cost me more going through the CSA?


I earn about £2300.00 net a month. who should get what and how much?


I have been on the various calculators but am a little clueless.

Comments

  • RAS
    RAS Posts: 36,839 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    CMS is now gross minus pension contributions unless you have an exisitng CSA account

    Under the old rules you owe £575 for the three children and each child gets a third of that sum.
    If you've have not made a mistake, you've made nothing
  • leftinamess
    leftinamess Posts: 126 Forumite
    RAS wrote: »
    CMS is now gross minus pension contributions unless you have an exisitng CSA account

    Under the old rules you owe £575 for the three children and each child gets a third of that sum.




    thanks for your advice.


    So basically I need to lower mum two and up mum one.


    thanks
  • pinkshoes
    pinkshoes Posts: 20,690 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you earn £2300 net, then that makes your salary about £37k? (Unless you pay a pension).

    It'll be 25% of your gross salary (after pension deduction), then split into thirds for each kid.

    I don't think you are paying enough to mother 1. It would be about £380 a month to mother 1, then £190 to mother 2.

    Explain this to mother 2, and point out you are paying more than you have to, and if she goes to the CSA, she would end up with less!
    Should've = Should HAVE (not 'of')
    Would've = Would HAVE (not 'of')

    No, I am not perfect, but yes I do judge people on their use of basic English language. If you didn't know the above, then learn it! (If English is your second language, then you are forgiven!)
  • shoe*diva79
    shoe*diva79 Posts: 1,356 Forumite
    She will end up with much less if she opens a CSA case as 4% of the assessment she will have to pay in fees. In addition, you would have to pay 20% on top of the assessment in fees each month. And you would need to have a CSA case with Mum 1 in force otherwise the CSA wont consider what you pay on a private arrangement.

    You can open a case yourself, pay the £20 application fee and then choose direct pay to each mum so that you avoid the 20% fee and they avoid the 4% fee.
  • leftinamess
    leftinamess Posts: 126 Forumite
    pinkshoes wrote: »
    If you earn £2300 net, then that makes your salary about £37k? (Unless you pay a pension).

    It'll be 25% of your gross salary (after pension deduction), then split into thirds for each kid.

    I don't think you are paying enough to mother 1. It would be about £380 a month to mother 1, then £190 to mother 2.

    Explain this to mother 2, and point out you are paying more than you have to, and if she goes to the CSA, she would end up with less!

    In fairness I have only recently started earning that sort of money and have been paying mum one the same when I was on a lot lower income so yes she is probably due a rise.

    Thanks for the advice
  • monty-doggy
    monty-doggy Posts: 2,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Dint forget the amount you pay is reduced by 1/7th for each night the child is with you overnight.
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