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Thanks for the information I have had a look at the Which reports and I note that RIAS and Insure for Retirement both score more or less the same IFR 1 point higher When I look at AXA it is much lower but RIAS is underwritten by Ageas and I didn't see a score for them I got the quote from IFR 7 days ago and I would need to cancel this in the next 7 days so that I would not incur a cancellation fee I have spoken to RIAS and he said he would speak to the renewal team and so waiting on a quote from them He did quote £114 but that was before I mentioned the July claim It was not showing on my details on the current policy. It is always easier to stay where I am as I have done with my electricity If I don't hear from RIAS later this week I will give them another call
Thanks again Sue0
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