Help a DFW rookie! 20 July 2014 at 12:44PM in Mortgage-free wannabe 2 replies 469 views

spiritless

So we've got an NRAM mortgage. We've got debt elsewhere too but that is being paid off (loving the snowball!) and to keep me focused on the end game, my attentions have turned to paying off the mortgage.

Is there a minimum amount that we can over pay on the mortgage? Could it be as low as £5 some months? We want to make it a habit but recognise that some months will be harder to find the money than others.

And do I just call up and make the payment over the phone?

spiritless

*obviously meant 'help a MFW rookie'. We are DFW too but that's all in hand. Phase 2 needs planning now

Alchemilla

Depends on what NRAM do. When they were NR they were very flexible about overpayments.
My minimum is £1 and I can do it on my phone.

Welcome!