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High number of credit accounts
Gribble86
Posts: 1 Newbie
in Credit cards
Hi
I have an excellent credit rating but I have a quite a few credit accounts. I have 2 loans with an ex that are both of quite high value, he took them over when we split up so I don't pay for them anymore and are just mine in name. We were unable to take my name off of the loans as he had just gone self employed so couldn't get a loan to cover them both. I also still have a mortgage with him but I am not sure if that counts towards it.
At the moment I have a credit card that I would like to transfer the balance on (0% on purchases would be great as well as 0% on balance transfer) as I am paying quite a lot interest but I know a lot of companies don't like a high number of credit accounts and I have been refused once last year. And I totally understand that I can't explain the above to them as they are just not interested.
Are there any companies that would consider me?
Thank you in advance.
I have an excellent credit rating but I have a quite a few credit accounts. I have 2 loans with an ex that are both of quite high value, he took them over when we split up so I don't pay for them anymore and are just mine in name. We were unable to take my name off of the loans as he had just gone self employed so couldn't get a loan to cover them both. I also still have a mortgage with him but I am not sure if that counts towards it.
At the moment I have a credit card that I would like to transfer the balance on (0% on purchases would be great as well as 0% on balance transfer) as I am paying quite a lot interest but I know a lot of companies don't like a high number of credit accounts and I have been refused once last year. And I totally understand that I can't explain the above to them as they are just not interested.
Are there any companies that would consider me?
Thank you in advance.
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How do you know that you have an excellent "credit rating"?0
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