Debit card limit

grumbler

jamesd wrote: »

...Tell HSBC, in a written letter, that you are doing this because you are not comfortable with the spending practices of the other account user and wish to eliminate your liability for any use of or borrowing on the account. ....

It's a formal procedure that doesn't require any justification. HSBC don't care why you want to do this.

backinbusiness

How very last century!

jamesd

grumbler wrote: »

It's a formal procedure that doesn't require any justification. HSBC don't care why you want to do this.

I suggested that route because I wanted the notice to include concern over spending to encourage them to restrict the availability of credit on the account.

The next step in the evolution of this could be the spouse running up a large overdraft to the extent supported by joint credit affordability rather than solely that of the single person.

Johnnytwostep

i agree, divorce the sponger right away.
I give my wife weekly housekeeping and ask for receipts for all of her spending. Only way to keep them under control.

dr_adidas01

Johnnytwostep wrote: »

i agree, divorce the sponger right away.
I give my wife weekly housekeeping and ask for receipts for all of her spending. Only way to keep them under control.

How very Victorian of you, or maybe your a control freak who doesn't trust there wife!!!

dealme

Separating the accounts may be the best option if you want
to get some control over the spending.

Johnnytwostep

dr_adidas01 wrote: »

How very Victorian of you, or maybe your a control freak who doesn't trust there wife!!!

I earn the money so I want to know how it is spent. Maybe Victorian to you, but when you learn how to spell I will take your comments on board.

dealer_wins

Johnnytwostep wrote: »

I earn the money so I want to know how it is spent. Maybe Victorian to you, but when you learn how to spell I will take your comments on board.

Bet she loves being married to you lol

societys_child

Johnnytwostep wrote: »

I earn the money so I want to know how it is spent. Maybe Victorian to you, but when you learn how to spell I will take your comments on board.

dealer_wins wrote: »

Bet she loves being married to you lol

My son had a mate who used to treat his wife the same, wanted receipts for every single thing . . . they've been divorced for quite a few years now, she found someone who treated her as an equal . . and she's so much happier

jamesd

It's worth remembering that some people can't be treated as an equal effectively because they will just spend whatever they get access to. Trying to limit the spending can beat going for divorce instead.