We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Old credit card reporting defaults
theladyknows
Posts: 63 Forumite
Hi,
Around 2009 Nationwide credit card took me to court over a 2k credit card bill.
I defended and won as they had no paperwork for the card.
They haven't chased me since but they are still reporting the debt as defaulting to experian each month.
Can they do this?
Can they do this forever?
I would at some point hope to repair my credit history.
Thanks for any advice
Around 2009 Nationwide credit card took me to court over a 2k credit card bill.
I defended and won as they had no paperwork for the card.
They haven't chased me since but they are still reporting the debt as defaulting to experian each month.
Can they do this?
Can they do this forever?
I would at some point hope to repair my credit history.
Thanks for any advice
0
Comments
-
They can report it as a default, but 6 years after the original default date the whole account will drop off your report, and from that point on no sign of it will show.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards