We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

DCA - sending someone to the door

24

Comments

  • sourcrates
    sourcrates Posts: 32,539 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Milz wrote: »
    Thanks guys! Much appreciated!

    Just one last question, when I send them a copy of my I&E do I need to give them a list of my creditors too?

    Thx



    Ok, there appears to be some confusion here.
    Are you planning to ask for a repayment plan, or to make an offer to settle the debt ?
    If you have other debts, how are you managing those ?
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Milz
    Milz Posts: 42 Forumite
    I have a repayment plan with my creditors, this debt has just reared its ugly back from somewhere, I have some money owed to me by my dad, so with that money I will be settling this debt.
  • sourcrates
    sourcrates Posts: 32,539 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Milz wrote: »
    I have a repayment plan with my creditors, this debt has just reared its ugly back from somewhere, I have some money owed to me by my dad, so with that money I will be settling this debt.



    Ok, then no, I would not include a copy of your I&E.
    Its of no concern to them.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Milz
    Milz Posts: 42 Forumite
    I am waiting to see how much dad gives me first, hopefully enough to do a Full & Final, if not then will do payment plan with them
  • harveybobbles
    harveybobbles Posts: 8,973 Forumite
    edited 18 July 2014 at 5:31PM
    Milz wrote: »
    Thanks guys! Much appreciated!

    Just one last question, when I send them a copy of my I&E do I need to give them a list of my creditors too?

    Thx


    I personally wouldnd send them your I&E - its nowt to do with them.

    As for the doorstep letter, send this:


    Dear Sir or Madman,

    I am in receipt of various ridiculous messages, one of these states that some person with a fetish for doorsteps is going to collect one, you should be aware that I do not have a doorstep for them to collect, BUT I can give them directions to a local builders merchants where there is a large choice of doorsteps on offer.

    You should also note that I do not acknowledge any debt to your museum of doorsteps or any other collector you may claim to represent.

    My doorstep telephone helpline is now CLOSED so all future contact MUST be made i writting if you canfind your crayons
  • Milz
    Milz Posts: 42 Forumite
    Harveybobbles - that letter made me laugh! Where did you find that?
  • harveybobbles
    harveybobbles Posts: 8,973 Forumite
    Over on CAG :)

    I've used this letter myself many times.
  • Milz
    Milz Posts: 42 Forumite
    What is CAG?
  • matttye
    matttye Posts: 4,828 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Dear Sir or Madam

    I look forward to receiving a doorstep visit from you to discuss my alleged debt.

    Bert is excited too - he just loves visitors.

    pitbull_dog_lovely_images_widescreen_new_fresh_h.jpg

    Yours faithfully
    What will your verse be?

    R.I.P Robin Williams.
  • rizla_king
    rizla_king Posts: 2,895 Forumite
    CAG is consumeractiongroup http://www.consumeractiongroup.co.uk/forum/index.php
    Still rolling rolling rolling...... :) <
    SIGNATURE - Not part of post
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture