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Credit Searches

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Hi All,

How long does it take for credit searches to show on Equifax and Experian credit reports after a credit search.

I applied for a M&S and Sainsbury loan during the application I was advised a credit check would be carried out. Both applications were declined and I was advised to check my credit files.

I have checked my Equifax and Experian reports both are fine, no defaults, all accounts are showing as green and no searches within last 12 months. Now I am very confused there are no searches from either lender I thought these would come up instantly or at least with 24hrs applications were made on Monday.

Comments

  • Hazzinho
    Hazzinho Posts: 742 Forumite
    They are instant, might be that they used the other CRA Callcredit, you can view your report for free with them through Noddle.
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