We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Credit Searches
Options
Senerade
Posts: 14 Forumite
Hi All,
How long does it take for credit searches to show on Equifax and Experian credit reports after a credit search.
I applied for a M&S and Sainsbury loan during the application I was advised a credit check would be carried out. Both applications were declined and I was advised to check my credit files.
I have checked my Equifax and Experian reports both are fine, no defaults, all accounts are showing as green and no searches within last 12 months. Now I am very confused there are no searches from either lender I thought these would come up instantly or at least with 24hrs applications were made on Monday.
How long does it take for credit searches to show on Equifax and Experian credit reports after a credit search.
I applied for a M&S and Sainsbury loan during the application I was advised a credit check would be carried out. Both applications were declined and I was advised to check my credit files.
I have checked my Equifax and Experian reports both are fine, no defaults, all accounts are showing as green and no searches within last 12 months. Now I am very confused there are no searches from either lender I thought these would come up instantly or at least with 24hrs applications were made on Monday.
0
Comments
-
They are instant, might be that they used the other CRA Callcredit, you can view your report for free with them through Noddle.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards