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Incorrect ccj noddle
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hannahb123
Posts: 37 Forumite
Just been rejected for a 5k loan which I couldn't understand, got my Equifax and Experian file all appeared fine, then got my Noddle/Call Credit and there is a CCJ logged against me and my OH, checked registry trust nothing lodged.
We did go to court back in 2009 with The Funding Coroporation, but this was flung out and an extract of dismissal was granted, after many weeks of emails and letters Noddle said they requited evidence even though I sent them the emails and letter etc from the court and laywers they said I required a copy of the Extract of dismissal which I have sent them 2 weeks ago,got an email today saying thank you and will be in touch shortly, who is to blame for this mistake Noddle or Funding Corporation, this has obviously had a huge impact on my credit file for the past 5 years and is taking them forever and a day to sort
We did go to court back in 2009 with The Funding Coroporation, but this was flung out and an extract of dismissal was granted, after many weeks of emails and letters Noddle said they requited evidence even though I sent them the emails and letter etc from the court and laywers they said I required a copy of the Extract of dismissal which I have sent them 2 weeks ago,got an email today saying thank you and will be in touch shortly, who is to blame for this mistake Noddle or Funding Corporation, this has obviously had a huge impact on my credit file for the past 5 years and is taking them forever and a day to sort
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Comments
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The Funding Corporation are not able to put any CCJ data on to your credit file.
The credit reference agencies get their information on CCJs from the registry trust.
It would appear as though there has been some problem with callcredit getting information from the registry trust and for some reason your record was not updated.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
I checked the Registry Trust and there is nothing on there, why would one out of 3 CRA's have this on file, is there a claim for compensation.0
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I had a CCJ against me which was set aside as it was due to fraud. I didn't find out about it until 3 years after as only Noddle had details of it and the others didn't.
THey did solve it quite quickly though if you have proof. It may be on your credit file because it was issued to someone with the same name as you (I've heard this happen before). If you ask Noddle for more details they should be able to point you in the direction of who actually issued it and you can dispute with them and ask for it to be set aside.0 -
What exactly do you feel you need to be compensated for? Just wait untill they get back to you like thieve stated and get on with your life.0
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