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Called in for an interview

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Comments

  • Emmamumof2
    Emmamumof2 Posts: 1,179 Forumite
    I would write all of that down as clearly as you can - or if you can afford it perhaps obtain your GPs notes - I think they charge around £10 at my practice and have your Gps details in case they want to look further into this. I wasn't sure whether to expect a BRO or not since I owed some tax to HMRC as part of BR and as it was my examiner was obliged to have it reviewed by another examiner in another office - he wrote to my CPN, and he was satisfied by her reply that the OR took no other action and my case was closed......
  • michael1983l
    michael1983l Posts: 1,916 Forumite
    Just out of interest what is a CPN?
  • Emmamumof2
    Emmamumof2 Posts: 1,179 Forumite
    CPN - Community Psych Nurse


    Not medical advice - but I would urge you to continue seeing the Dr's and your GP in the hopes you can find some better suited medication, as Im sure you will know it isn't something that just goes away.


    Good luck
  • michael1983l
    michael1983l Posts: 1,916 Forumite
    Had my interview the other day. Wasn't much to worry about, they just went through why I got into debt in detail and obviously I had a history of gambling. Also I had a lot of medical history to discuss. They were non judgemental but I got the feeling they wanted to make sure they got some thing back out of me as my disposable cash is £50 for an IPA but I had justification to remove at least £30 of that to put into my budget but she did not agree to changing anything.

    She explained that I would probably be put under a BRO.

    There was something I learned when I was in my interview that I was led to believe otherwise on here. You can do overtime and KEEP the money, as long as it is ad-hoc and not regular. So for example, the OR said 1 shift every 2-3 months would not be seen as regular and that I could keep the money from the overtime.

    Also I wasn't aware until the interview that when you go to a nil tax code, they set up a separate IPA for an average amount, rather than the amount your tax would be due each time. So for example, when I do overtime, I am allowed to keep the tax from it as I won't get taxed and my IPA will not take this into account. I asked why and she said it was just too difficult and costly to administer otherwise.

    Not too much to worry about though.

    The OR was happy for me to have a company car because of shifts that I salary sacrifice for and for me to pay 5% into my pension which is about £110 a month.
  • very interesting. I hope things continue to look up for you.
    THE LONG AND THE SLOW ROAD SEEM TO APPLY TO DEBTS AND DIETS... THE TWO THINGS I WANT TO SEE THE BACK OF...:D
  • egrescrimp
    egrescrimp Posts: 573 Forumite
    When I had my interview, it was explained to me that occasional overtime was fine but if substantial then they may want some of it. Regular overtime would need to be declared though.

    Some examiners may want to know about every extra penny you get, whilst some might be so snowed under they don't feel it worthwhile to deal with the odd overtime here and there.

    If ever in doubt, you can always call your examiner :)
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