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Next VIP slots summer sale

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Comments

  • shoe*gal_2
    shoe*gal_2 Posts: 1,447 Forumite
    I always pay mine in full every month and have a slot. I even made a complaint recently because I paid the account and forgot the 99p just paying the pounds bit. They charged me £37 in interest. They said the interest was on the full amount not just what was owing (99p). Obviously I was miffed and did make a fuss. I will never owe them anything interest chargeable again as I was unaware of their policy. Anyway whoever understands the method they use for giving out VIP slots is a genius and could rule the world. There never seems to be a set rule.
  • tinkerbell28
    tinkerbell28 Posts: 2,720 Forumite
    shoe*gal wrote: »
    I always pay mine in full every month and have a slot. I even made a complaint recently because I paid the account and forgot the 99p just paying the pounds bit. They charged me £37 in interest. They said the interest was on the full amount not just what was owing (99p). Obviously I was miffed and did make a fuss. I will never owe them anything interest chargeable again as I was unaware of their policy. Anyway whoever understands the method they use for giving out VIP slots is a genius and could rule the world. There never seems to be a set rule.

    That's standard for any store card/credit card. If you don't pay the full balance, you'll be charged interest on the whole lot. It's not a next policy, it's how revolving credit works..

    That's not their fault in this case, it was yours.
  • shoe*gal_2
    shoe*gal_2 Posts: 1,447 Forumite
    I don't do credit - if I can't afford it I don't buy it hence being shocked by £37 interest on 99p. No wonder people get in a mess using credit cards/store cards.
  • tinkerbell28
    tinkerbell28 Posts: 2,720 Forumite
    shoe*gal wrote: »
    I don't do credit - if I can't afford it I don't buy it hence being shocked by £37 interest on 99p. No wonder people get in a mess using credit cards/store cards.

    Indeed.

    Credit has it's place, for section 75 for one and it's a valuable asset to have. Or for example hire car holds, or foreign petrol station pre auths.

    You've got to be balanced with it though. But yeah, say you owe £500 on an interest baring card/store card, whatever. Pay off £450. You'll be charged interest on the full £500 the following month. Then the following month interest on £50 if you only pay £25, etc.
  • mrssjs
    mrssjs Posts: 631 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I've never had a debt with them, the only thing I have done differently this season is to pay on my Next card for all
    Instore purchases. I have first slot 5pm
  • Clutterfree
    Clutterfree Posts: 3,679 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    First time in years I've not had a slot. :(
    I only get the Directory to get a slot because I was told no directory = no slot.
    Now they charge for 4 directories a year I may just stop them and order when the sale is on for everyone.
    :heart: Ageing is a privilege not everyone gets.
  • monty-doggy
    monty-doggy Posts: 2,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    The sale is rubbish when it goes live. Never much left. I've got a £5k credit limit and once again I'll be spending nothing as they don't blooming give me chance!
  • Do they usually send out a second lot of invites if so when do they normally do it. So frustrating that ive met all of the criteria for years but never had one
  • hieveryone
    hieveryone Posts: 3,865 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I always pay my account off monthly without fail.

    Last month in anticipation of the sale, I left a balance of approx. £60 to roll over to this month. Lo and behold I got a first slot.

    I usually get a slot, but not the first one.


    Bought is to buy. Brought is to bring.
  • BigMac1989
    BigMac1989 Posts: 267 Forumite
    First time in years I've not had a slot. :(
    I only get the Directory to get a slot because I was told no directory = no slot.
    Now they charge for 4 directories a year I may just stop them and order when the sale is on for everyone.





    I opt not to receive a copy of the directory, can't see the point as it is all online. I still usually get a slot every time.
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