Balance transfers for a struggling student

anna_banana_2

Hi, I have returned to study as a mature student to train as a nurse in London and I'm currently almost 2 years through a 3 year course, and struggling.

I do receive a bursary from the NHS, but at £500 a month it doesn't even quite cover my rent here. I am able to do some part time work, but due to the nature of the course (often working full time hours in hospitals) it's very unpredictable and I have sadly now got almost £5,000 on my Barclaycard and the interest/minimum payment is too much for me to pay off per month.

I have put in an application to my college for support but as a mature student I am not eligible. Ideally I am looking for any advice on balance transfer options for students/low earners. I have tried applying for Martin's top options for balance transfers from this site but have been turned down on all occasions so far. Could anyone suggest any other avenues?

Any advice would be greatly appreciated!!!!!!!!

agrinnall

You would be better to post on the credit card board. However, I would think it'll be difficult for you to find a CC issuer who will consider you for a balance transfer when you have no disposable income.