UC on credit file

SupermumTGF

Hi all
Whilst checking my credit file recently I seen particular months recorded as UC even where I have made payments on a bnpl account from very. I am worried as I think it can be misinterpreted as a late payment. Can anyone pls explain what UC refers to and whether it's worth challenging the lender to correct as paid or up to date.

Thanks for reading

happy_bunny_2

SupermumTGF wrote: »

Hi all
Whilst checking my credit file recently I seen particular months recorded as UC even where I have made payments on a bnpl account from very. I am worried as I think it can be misinterpreted as a late payment. Can anyone pls explain what UC refers to and whether it's worth challenging the lender to correct as paid or up to date.

Thanks for reading

Unclassified?

This normally shows when you have a new account with no payments made in say the first month. Also seen it when you complain to query a late payment marker.

From what I remember, it's not seen as bad, just ignored when assessing that account.

SupermumTGF

Ok thanks for your reply. I think I will challenge it to get it shown payment made. Too much ambiguity and sanctions from that company.