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Tesco credit builder card

any comment on it? :money:

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Probably a good option if you shop at Tesco, as you'll also get their points.
  • Better than some cards, you'll probably have a harder time getting accepted for their credit building card than most other credit building cards though. Tesco are quite picky with who they lend to.
    Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.

    ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.
  • Stereo
    Stereo Posts: 73 Forumite
    I've just been accepted for their Foundation credit card builder, £400 limit. The only reason I applied was for the extra Clubcard points at Tesco (1.25 vs 1.00 per £1 spent) when using the card, plus 0.25 points per £1 spent everywhere else.
    Capital One Classic Extra £2,450 [06-2012]
    Barclaycard Platinum £5,200 [08-2015]
    Lloyds Bank Platinum £750 [11-2015]

  • make sure to cash in your points for deals. much better value than using for shopping at tesco
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
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