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Is Ratesetter safe?
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I re-read my post and don't think I was being unduly pessimistic. P2P is fine for some people but the person asking the question was looking for a savings account, not a S&S ISA.Some unduly pessimistic posts here... P2P is only slightly more risky than a stocks and shares ISA.
Compare the Market should not be including P2P as an option to those who have searched for 5 year bonds as it is a very different beast, though I checked just now if they were doing so before they have stopped including them now.0
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