Natwest app gone in today!

ACG

It literally could be anything for the refer.

It could be that there is an issue the system can not understand, it could be that you are a borderline case. The outcome could be simple in that it needs a human to tick the box, they need some clarification (ie will request extra paperwork) or is a decline.

You could be sat there not worried when you should be or worrying when you have no need to. Part of the benefit of using a broker is that you can usually get to the bottom of what the issue is and and put your mind at ease - if your broker doesnt known and has no way of finding out fair enough, if they are being vague because they cant be a...ed checking then thats a whole different matter.

Either way, its not something we can hep with as it could literally be something or nothing... I know thats not much help, but your paying a broker, they are the ones to be asking.

ACG

kellysaxo wrote: »

Surely natwest wouldn't take a full app without a DIP anyway

Its a refer, not a decline.

Your the one saying you have no DIP but your full application has gone in...

kellysaxo

OK So therefore I must have a DIP then as that is the first port of call surely for an app.

Thanks

ACG

I would expect to get an accept before submitting a full application (otherwise its potentially a waste of my time and yours). It could have referred and your broker has submitted a full application as they think it will be accepted?