How do you keep things in perspective?

BillJones

misskl wrote: »

So after years of not worrying about money 'it's only money, more things are more important', 'it's only numbers on a screen'...

...How do you mentally put things in perspective (so you don't get too down), but at the same time accept the reality you are in?

For me, I never felt the first way. Coming from a family that never had very much money, I've always thought it very important to make sure that I live within my means.

If I'm honest, I'd say that a far better "perspective" is to keep this in mind, every day, regarding every single purchase made or commitment taken on.

If you do this, and so see your debt reducing, then I think that you won't feel down for long.

If, however, you put the issue to the back of your mind, or downplay it, then it could be a lifetime without ever getting straight.

PenguinJim

misskl wrote: »

So after years of not worrying about money 'it's only money, more things are more important', 'it's only numbers on a screen' nor being too bothered about debt 'it's not much, I'll make loads of money soon and pay it off', I came down to earth with a bump at the beginning of this year with my LBM, realising I was approaching 30 with 12k of debt and had borrowed 22k in total over the last 12 years.

...

Plus, I really dislike my job and I feel very trapped.

Sloblocks to the UK, then, gubber off on a Working Holiday for a year while you're still young enough to be eligible. Do it right and you could put away £10k in savings in a year, while travelling the world and potentially having the best experiences of your life. :beer:

Your laboratory of biomechanics will still be here when you come back... if you come back.

Edit: that last sentence was meant to mean you won't want to come back. It wasn't intended as some sort of threat.

misskl

PenguinJim wrote: »

Sloblocks to the UK, then, gubber off on a Working Holiday for a year while you're still young enough to be eligible. Do it right and you could put away £10k in savings in a year, while travelling the world and potentially having the best experiences of your life. :beer:

Your laboratory of biomechanics will still be here when you come back... if you come back.

Edit: that last sentence was meant to mean you won't want to come back. It wasn't intended as some sort of threat.

...Have you read my DFD? That's exactly what im intending to do... go and retrain to be an English Teacher, teaching in Asia, where you're right, I can save circa £10k. Continue to teach and travel for a few years, and then buy a little finca in Spain and continue to teach


Thank you so much everyone, just to know I am doing something about it makes me feel better- I will keep going until I get there

PenguinJim

I haven't read any DFDs, but working holidays are great! I did mine in Australia, and so did my wife - that's how we met. We then went on to Taiwan together.

getmeouttahere

What is it about being 30 and coming to the realisation that you need to deal with these things? I turned 30 10 days ago and had the exact same LBM and am now trying to turn things around.

I've only been a member on here since yesterday but you will find tonnes of support here. I'm so glad I joined up.