Credit score

bazza69

Hi I'm in debt management with my credit cards and now paying them back can i get a better credit score than i have.any answers would be great. thanks Mr B

lindens

your credit score is meaningless and is made up by credit checking companies. Your credit rating won't really improve until your DMP ends. I hope you are not using a fee-paying debt management company and that you are using a free one?

DCFC79

bazza69 wrote: »

Hi I'm in debt management with my credit cards and now paying them back can i get a better credit score than i have.any answers would be great. thanks Mr B

You cant make something better that doesn't exist in the first place.

The_Boss

^ what the previous two guys said

PETIE

A credit "score" might be meaningless to a company you want credit from doesn't mean its useless and means nothing.

It still gives a general overview of how likely you are to be seen.

your not gonna get a 850-900 score with multiple defaults and ccj's.

where as your not gonna get a mortgage generally with a score of 300 because to have a score like that then you generally have a few bad marks on your report

Hazzinho

PETIE wrote: »

A credit "score" might be meaningless to a company you want credit from doesn't mean its useless and means nothing.

It still gives a general overview of how likely you are to be seen.

your not gonna get a 850-900 score with multiple defaults and ccj's.

where as your not gonna get a mortgage generally with a score of 300 because to have a score like that then you generally have a few bad marks on your report

People have been on here with 999 scores with CCJ's so I'm afraid they are useless. It also doesn't take into account salary. Credit score = free money for CRA's, I never check my score. The only important thing is you file is accurate.