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Whilst doing online quotes for my DS for his bike I used the following comparison sites: Go Compare and Compare the Market.

DH tried Asda.

Both the first two asked for first and secondary occupations. Asda did not.

I needed to clarify a couple of points with the insurer as some of the information hadn't passed from the comparison site to the broker/insurer.

It transpired that Asda's quote was cheaper because they hadn't asked about a second occupation, unfortunately as I had quoted the web ref number from Go Compare, I couldn't then deny it.

I did get the premium bought down but it just seems daft that some sites ask for more info than others, and on that basis the premium could be less.

Comments

  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    Some insurers as for 3 years of claims, some ask for 5 years. Some ask where you park your car overnight, others dont.

    Insurers have different experiences, different priorities and different underwriters
  • weejonnie
    weejonnie Posts: 330 Forumite
    And I do hope you were not considering denying it? If you were asked about a second occupation and you denied having one then you've basically committed a criminal action and bought a worthless piece of paper.

    If the insurer did not ask about a second occupation, on the other hand, then you have no need to disclose it. Even if you have disclosed it to other insurers.
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