MoneySaving Poll: Do you travel with or without travel insurance?

Former_MSE_Liane

Poll started 8 July 2014

Do you travel with or without travel insurance?

We believe travel insurance is a necessity for holiday travel abroad. Yet both away and in the UK - do you risk going without it?

For more help, see our Cheap Travel Insurance guide.

Vote in this week's poll

Did you vote? Are you surprised at the results so far? Have your say below. To see the results from last time, click this.

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afly

I frequent the US quite a lot so it's kind of a must. Not sure I'd bother for just Europe though

Jayfell51

Due to health problems suffered by my wife, we have only holidayed in UK for several years. Recently we spoke about going abroad, so we checked one insurer and were quoted over £800 just for her! UK here we stay!

babmacd

I booked my travel insurance yesterday after looking at your page. I purchased annual insurance for myself and my husband. We both have minor medical conditions which cost us nothing and the total price for the 2 of us for the year was £82.57. Unbelievable!
The company was Holidaysafe.co.uk. Hopefully it won't be too good to be true. Other companies were quoting 3 times that amount.
Thank you for your help.
You have a brilliant site. Use it all the time.

kathrynha

If I was going abroad I would get travel insurance, but as we are going camping in this country we won't bother. Our camping equipment is covered by our house insurance, the traveling is covered by our car insurance and breakdown cover, and the site is only costing £140 for the week if we cant get there for any reason.

venetianlagoon

It is so important to have it, imagine paying for a med evac?

chog24

I used to have travel insurance. Then when my Dad died in 2011 and we had to cancel our holiday, the insurance company caused me so much upset in the process of paying up (at a time when I really could have done with a little bit of care and consideration), wouldn't pay up for some stuff and didn't accept that they should pay up for my partner's half of the holiday at all (the thrust of their argument being she could have gone on holiday without me). This all just reinforced my long held belief that insurance is just all a scam: I have the insurances I must have, of course (I'm a driver and my property is mortgaged, so there are some insurances I really can't get out of) but I'm pretty averse to "unnecessary" insurances. If I had to cancel a holiday, I'd just take the hit, these days. In the long run it'd probably be cheaper than travel insurance anyway.

That said, we do mostly travel round Europe and my partner's medical history pushes her premiums up dramatically. When we went to Brazil in 2012, we did both get travel insurance because we knew that should something happen to us out there it could get extremely expensive if we were paying for medical bills etc ourselves.

billshep

I always get insurance when travelling abroad, but would never consider doing so within mainland UK.

tinkerbelluk

No chance after a visit to the usa 3 years ago when pregnant and being rushed in due to a scare I have never been so thankful that I have travel insurance when I was presented with a copy of the £2,500 bill that my insurance had covered

slig

I always get it going overseas - not particularly to protect my property or in case of cancellation, but because if I died or was seriously injured then I would hate for my family to have to deal with that situation. I think it would be really selfish to do that - if you can't afford the travel insurance then you can't afford to go overseas in my opinion.

Mark_Beech

I have multiple long term conditions and if I apply for travel insurance it is either prohibitively priced or all my existing conditions are excluded from any claim .... or both! Either way this makes travel insurance a non starter for people like me.
If I travel to the EU I just simply fall back on the Euro Health Card.